Ripple said its four-phase roadmap to make the XRP Ledger quantum-resistant has moved into Phase 2, which is now live. The initiative targets full network-wide quantum resistance by 2028 to address potential risks to existing cryptographic signature algorithms such as ECDSA. Ripple framed the effort as proactive infrastructure hardening rather than an emergency response and did not disclose specific technical details or a mainnet upgrade timeline. No announcements were cited of other public blockchains taking similar steps, and XRP was the only explicitly referenced asset in the statement.

SoFi Technologies is leveraging AI-automated investing and fee-free small business lending to fuel its next leg of capital-light growth. While record $12.2 billion loan originations and aggressive buying from Cathie Wood validate the bull case, a 27% contraction in its technology segment keeps Wall Street divided.

The article outlines a concept it calls “Realtime Ethereum,” arguing that tighter execution-layer performance could support millisecond-level price updates, deterministic quotes, and real-time payment confirmations. It frames this as a direction for optimizing the protocol stack rather than a feature that is already live. The focus is on reducing end-user applications’ dependence on roughly 12-second block times and enabling new real-time design patterns for wallets and DEXs. No specific technical path, timeline, or mainnet upgrade plan is provided.

UiPath (PATH) shares crept up 1.78% to $10.87, continuing to trail the broader tech sector after UBS lowered its price target to $12. While a projected step-down in Q2 net new Annual Recurring Revenue (ARR) keeps valuation multiples compressed, an inflection into GAAP profitability and a remaining $414 million buyback pool establish a high-margin floor.

Bank of England Deputy Governor for Financial Stability Sarah Breeden said autonomous, agentic AI systems are becoming an increasing risk to financial markets, cybersecurity and payment infrastructure. Speaking at the European Central Bank’s annual forum in Sintra, Portugal, she urged central banks to strengthen regulation of the sector. Breeden said the technology is advancing faster than regulators expected, raising the risk of disruption before oversight frameworks are updated.

Bitcoin Improvement Proposal BIP-110 would use a soft fork to invalidate large arbitrary data associated with protocols such as Ordinals and Runes, and would also disable some Taproot scripting features including OP_IF, affecting Miniscript wallets and certain legacy script types. Critics say that after activation, some wallets could still generate and receive to addresses based on now-banned scripts, even though the resulting BTC could become permanently unspendable. They also point to more than 1.7 million BTC held in pay-to-public-key (P2PK) outputs, arguing the proposal could introduce temporary freezes or theft risks under some conditions. The proposal is expected to force activation starting at block 961,632, projected for August 2026, while current miner and node support is described as thin.

Oracle shares are under pressure as investors focus on the company’s accelerating spending, nearly $24 billion in negative free cash flow and roughly $130 billion in debt. The growing capital needs tied to its artificial intelligence push are weighing on the stock.

Companies are tightening AI budgets and focusing spending on projects that can show a return on investment. That shift could cool the growth rates that have helped propel OpenAI and Anthropic. As enterprises scrutinize costs more closely, the two model providers may face slower expansion than during the earlier surge in AI adoption.