U.S. House passes CLARITY Act 294–134 as XRP, XLM and HBAR are already labeled “digital commodities” by SEC and CFTC
AI Market Summary
The U.S. House passage of the CLARITY Act and Senate progress signal rising probability of clearer U.S. digital-asset market structure, with a key procedural date on Sept. 15. XRP, XLM and HBAR are positioned as they were cited by the SEC/CFTC as "digital commodities", potentially strengthening institutional engagement. The news also highlights accelerating tokenization and stablecoin/payment usage on Stellar and Hedera, reinforcing real-world adoption narratives.
Impact level
● High
Affected assets
XRP/USDT+0.91%
AI Insight · XRP/USDTAI Insight
▲ Bullish
Trade now
⚠️ AI-generated insights are based on news content and are provided for informational purposes only. They do not constitute investment advice or represent the views of BingX. Investing involves risk. Please trade responsibly.
The U.S. House of Representatives passed the CLARITY Act by a 294–134 vote, with 78 Democrats supporting the bill, as lawmakers seek to provide regulatory certainty for digital assets. In March 2026, the SEC and CFTC explicitly cited XRP, XLM and HBAR as examples of “digital commodities.” Stellar processed $11.4B in stablecoin transfers in Q2 and has more than $3B in tokenized real-world assets, while Franklin Templeton has over $650M of its BENJI fund represented on the network. Hedera, through Archax, has tokenized more than 100 assets worth over $300M, and Canary’s HBAR ETF reported holding and staking 663.2M HBAR.
