Flare Network has launched two incentivized XRP-related liquidity pools on Base and BNB Chain: cbXRP-FXRP on Base and XRP-FXRP on BNB Chain. The rollout brings XRP into mainstream DeFi, allowing users to earn incentives by providing liquidity. Flare, an L1 positioned around enabling XRP, is pushing XRP’s shift from a payments asset toward a programmable DeFi asset. The development does not involve XRP token issuance, regulatory changes, or exchange listings, but expands XRP’s access points for decentralized finance use cases.

The proposed federal Clarity for Regulation of Digital Assets Act, known as the CLARITY Act, aims to define which crypto assets are securities and which are commodities, clarifying the jurisdiction of the SEC and CFTC. If it advances in the legislative process, it could directly affect compliance expectations for tokens such as XRP that have faced long-running disputes over whether they should be treated as securities. The text describes the bill as potentially “one of the most important pieces of crypto legislation in years” and identifies XRP as a possible key beneficiary. It has not yet reached a vote or committee markup and remains in the proposal-advocacy stage.

Bybit has launched an XRP Savings product that allows eligible users to earn up to 2.0% APR by depositing spot XRP without withdrawing, bridging, or leaving the platform. The product is powered by Doppler. It is available to all qualifying Bybit users.

TermMaxFi has introduced a fixed-rate USDT lending product on BNB Chain for compliant RWA assets from Ondo Finance, locking the annualized rate at 3.5% with maturities in July, August and September. The product is positioned as contract-level certainty rather than the more common floating or promotional headline rates. By lowering funding costs, it could support RWA collateral arbitrage and boost on-chain staking activity for Ondo-style RWA assets as well as liquidity in the BNB Chain ecosystem. The write-up does not state whether it is listed on BingX or other major exchanges, and it does not disclose TVL or any cap on available borrowing size.

The White House has expressed support for the Crypto CLARITY Act, a proposal aimed at clarifying whether digital assets fall under securities law or commodities law. The Senate is expected to vote on the bill. If passed, it would create the first statutory standards for token classification, shaping the enforcement boundary between the SEC and CFTC as well as compliance approaches and centralized exchange listing reviews. No specific provisions or timetable have been disclosed, and no particular crypto assets are mentioned.

President Trump has officially agreed to ethics provisions tied to the Bitcoin and Crypto Clarity Act, according to a White House reporter. The act’s final language was sent to Senate Republicans on the afternoon of July 21, 2026. An updated version is expected to be released soon, after which the bill is set to move to a full Senate floor vote. The legislation aims to provide federal-level regulatory definitions and a compliance pathway for bitcoin and other crypto assets.

A White House official who was preparing to depart for military training said he is deferring the program to focus on advancing the Bitcoin Clarity Act through the legislative process. He said he has spent the past year working to make the U.S. the “crypto capital of the world” and argued the White House is fully committed to delivering regulatory clarity. The proposal aims to define which regulators oversee bitcoin and other digital assets, as well as the compliance framework that applies. While the bill has not yet reached a vote, his decision to remain in the role to press the effort could raise expectations for near-term progress and serve as a policy catalyst for BTC and the U.S. compliant crypto market.

Between 14:46 and 14:55 UTC on July 22, 2026, Wanchain’s official bridge lock address on the Cardano side was drained, with about 515M NIGHT moved out—roughly 97% of the bridge’s 527M NIGHT reserves. The funds were routed through newly created wallets and more than 290M NIGHT were quickly sold on Cardano DEXs, sending the token down about 50%. Only NIGHT was affected and other bridged tokens were left untouched; on BNB, wNIGHT is now severely undercollateralized and redemptions are effectively broken.