U.S. House Passes 21st Century ROAD to Housing Act, Implementing CBDC Ban Through 2030

On Tuesday, the U.S. House of Representatives passed the 21st Century ROAD to Housing Act, according to reporting by The Block. The legislation has been sent to President Trump for final signature and includes a critical provision that prohibits the issuance of a central bank digital currency (CBDC) through 2030. This legislative move represents a significant shift in U.S. monetary policy, effectively halting the Federal Reserve's potential CBDC development for the next six years. By integrating this ban into a broader housing bill, lawmakers have established a firm regulatory stance against government-led digital currency initiatives, prioritizing private-sector innovation and traditional financial structures until at least the end of the decade.