Bitcoin entered the final part of 2025 after setting a new all-time high in October but has since dropped enough that the year could end with a negative candle. Analyst CryptoBullet argues that a red yearly close would mark a transition into a bear market rather than signal a breakdown of Bitcoin's four-year cycle. He points to a potential doji yearly candle near the $126,080 peak and expects a brief dead cat bounce and short altcoin rotation in early 2026 before a deeper correction.

In the week ending December 29, CoinShares data shows XRP investment products drew $70.2 million of new capital, making the token the most accumulated digital asset since US XRP ETFs launched in mid-October. Over the same period, Bitcoin and Ethereum products recorded outflows of about $443 million and $59.5 million respectively, contributing to cumulative withdrawals of roughly $2.8 billion from Bitcoin and $1.6 billion from Ethereum since those ETF launches. The divergence in flows highlights a rotation away from the largest crypto assets toward select alternatives like XRP amid ongoing market volatility.

Michael Saylor argues that banks, rather than ETFs or retail speculation, will ultimately propel Bitcoin to new all time highs, with the effects of adoption becoming visible in 2026. He points to a shift toward balance sheet use, collateralized lending, and bank custody, including planned services at firms such as Charles Schwab and Citigroup, as drivers of sustained, multi year demand.

Apex Crypto analyst Jesse has reignited the debate over XRP's valuation, arguing that a token priced around $3 cannot realistically serve as a key liquidity layer for cross-border finance. He notes that XRP has never sustained a move above $4 and has recently traded below $2 despite Ripple's growing institutional partnerships. Jesse contends that if roughly 100 billion XRP are meant to support liquidity for trillions of dollars in fiat, CBDCs, and commodities, a single-digit price per token would be mathematically inconsistent.

According to CyrilXBT in an X post this Monday, Bitcoin is nearing a key inflection, with $84,000–$88,000 acting as short‑term support and $100,000 marked as the decisive level. The analyst expects a gradual move toward $92,000–$95,000 if support holds, while a break below $84,000 could expose $76,000–$72,000; BTC was last above $87,000.

According to a recent post on X by a crypto analyst, Bitcoin has consolidated in the $70,000–$90,000 range after a pullback, repeatedly holding key support within an ascending channel. He argues that price structure outweighs headlines and keeps a 96k target while noting a break of the channel or a sustained move above its upper bound would be decisive.

Fundstrat co-founder Thomas Lee says Bitcoin has fallen into an extreme oversold zone and highlights research by Bittel Julien of Global Macro Investor. Julien, who shared an update on X this Wednesday, notes BTC's RSI slipped under 30 and argues past cycles often stabilized before advancing toward new highs.

XRP continues to attract institutional capital, with Spot XRP ETFs posting 19 consecutive days of inflows and $20.17 million added on Friday. Cumulative inflows stand at $990.91 million and AUM is $1.18 billion, while Spot Ethereum ETFs saw $19.41 million of outflows last week. Despite upbeat sentiment, XRP's price remains near $2, highlighting a disconnect between demand and spot performance.

After nearly five years of inactivity, wallets tied to the early Silk Road era transferred 33.7 BTC, about $3 million, into an address later flagged as a Coinbase Prime deposit. The modest size of the move limits direct selling pressure, but with Bitcoin trading in a corrective zone around $90,000–$92,000, the symbolic shift heightens market sensitivity to further downside risk.