Standard Chartered Sees XRP Climbing To $8 In 2026 On ETF Flows And Legal Clarity

In 2025, XRP has traded with mixed results but remains one of the stronger altcoin performers, currently priced just under $1.90 and about 50% below its July peak. Standard Chartered projects that spot XRP ETFs could attract $4–$8 billion of inflows during 2026 and, together with the August 2025 settlement of the SEC lawsuit against Ripple, help drive the token toward $8. The bank's analyst also outlines a scenario where XRP might reach $12.50 by 2028, assuming supportive macro conditions and sustained investor risk appetite.