Top 12 Low-Fee Crypto Currency Exchange Services and Pricing Structures in 2026

In 2026, users are increasingly comparing crypto exchanges based on fee transparency and how much value they retain after each transaction. A range of platforms, including ChangeNOW, Kraken, Binance, Coinbase, Bybit, OKX, HTX, KuCoin, WhiteBIT, Gate.io, MEXC, and Bitfinex, offer differing combinations of maker–taker fees, instant purchase charges, and tiered discounts. Trading costs, deposit and withdrawal fees, and token-based incentives vary by exchange, trading volume, payment method, and product type.