2 godz. temu
Are crypto rails and DeFi infrastructure mature enough to support neobanks in 2026?
On February 16 2026, an analysis examined whether current crypto infrastructure can adequately support neobanks and bank-like services. The discussion highlighted unresolved conflicts around stablecoin issuers paying interest, the dominance of card-based products, and the risks of DeFi lending and fake platforms. It also noted that despite user-friendly crypto cards and wallets, complexity, regulation, privacy exposure on public chains, and intense competition still hinder fully fledged crypto neobanks.